| Commission opinion addressed to the Financial Intelligence Analysis Unit of Malta, based on Article 17(4) of Regulation (EU) No 1093/2010 ↗ COM Article 17(4) of Regulation (EU) No 1093/2010 Opinion of 8 November 2018 | In force (OJ) |
| Executive summary of the impact assessment accompanying the legislative proposal for the TFR ↗ COM | In force (OJ) |
| Impact assessment accompanying the legislative proposal for the TFR ↗ COM | In force (OJ) |
| Original legislative proposal for the TFR ↗ COM | In force (OJ) |
| Executive summary of the impact assessment accompanying the legislative proposal for the AMLD IV ↗ COM | In force (OJ) |
| Impact assessment accompanying the legislative proposal for the AMLD IV ↗ COM | In force (OJ) |
| Original legislative proposal for the AMLD IV ↗ COM | In force (OJ) |
| Executive summary of the impact assessment accompanying the legislative proposal for the AMLD V ↗ COM | In force (OJ) |
| Impact assessment accompanying the legislative proposal for the AMLD V ↗ COM | In force (OJ) |
| Original legislative proposal for the AMLD V ↗ COM | In force (OJ) |
| Executive summary of the impact assessment accompanying the legislative proposal for the AMLA Regulation ↗ COM | In force (OJ) |
| Impact assessment accompanying the legislative proposal for the AMLA Regulation ↗ COM | In force (OJ) |
| Original legislative proposal for the AMLA Regulation ↗ COM | In force (OJ) |
| Executive summary of the impact assessment accompanying the legislative proposal for the AMLR ↗ COM | In force (OJ) |
| Impact assessment accompanying the legislative proposal for the AMLR ↗ COM | In force (OJ) |
| Original legislative proposal for the AMLR ↗ COM | In force (OJ) |
| Executive summary of the impact assessment accompanying the legislative proposal for the AMLD VI ↗ COM | In force (OJ) |
| Impact assessment accompanying the legislative proposal for the AMLD VI ↗ COM | In force (OJ) |
| Original legislative proposal for the AMLD VI ↗ COM | In force (OJ) |
| final guidelines on anti-money laundering and countering the financing of terrorism by the Joint Committee of the three European Supervisory Authorities (EBA, EIOPA and ESMA - ESAs) ↗ COM 26 June 2017 | In force (OJ) |
| Legislative proposals to strengthen the EU’s anti-money laundering and countering the financing of terrorism (AML/CFT) rules ↗ COM 20 July 2021 | In force (OJ) |
| Opinion - Malta Commission opinion of 8 November 2018 addressed to the Financial Intelligence Analysis Unit of Malta, based on Article 17(4) of Regulation (EU) No 1093/2010, on the action necessary to comply with Union law ↗ COM Article 17(4) of Regulation (EU) No 1093/2010 8 November 2018 | In force (OJ) |
| Report - Trusts and similar legal arrangements The European Commission adopted a report assessing whether Member States have duly identified and made subject to the obligations of Directive (EU) 2015/849 all trusts and similar legal arrangements governed under their laws ↗ COM 16 September 2020 | In force (OJ) |
| Report - AMLD IV Publication of a report from the Commission to the European Parliament and the Council on the implementation of the 4 th Anti-Money Laundering Directive ↗ COM 22 March 2024 | In force (OJ) |
| Legislation - Anti-money laundering and countering the financing of terrorism in the EU Adoption by the Council of the anti-money laundering and countering the financing of terrorism (AML/CFT) rules package including the AMLA Regulation ↗ COM 30 May 2024 | In force (OJ) |
| Consultation on the draft RTS on pecuniary sanctions, administrative measures and periodic penalty payments ↗ AMLA Opening date 9 February 2026 Deadline 9 March 2026, 23:59 (CET) | Consultation closed — draft |
| Consultation on the draft RTS on Customer Due Diligence ↗ AMLA Opening date 9 February 2026 Deadline 8 May 2026, 23:59 (CEST) | Consultation closed — draft |
| Consultation on the draft RTS on criteria for identifying business relationships, occasional and linked transactions and lower thresholds ↗ AMLA Opening date 9 February 2026 Deadline 8 May 2026, 23:59 (CEST) | Consultation closed — draft |
| Consultation on the draft RTS on group-wide minimum requirements and additional measures for subsidiaries and branches in third countries ↗ AMLA Opening date 16 April 2026 Deadline 15 June 2026, 23:59 (CEST) | Consultation closed — draft |
| Consultation on the draft Guidelines on business-wide risk assessment ↗ AMLA Opening date 16 April 2026 Deadline 15 July 2026, 23:59 (CEST) | Consultation closed — draft |
| Consultation on the draft Guidelines on ongoing monitoring of a business relationship ↗ AMLA Opening date 3 June 2026 Deadline 3 September 2026, 23:59 (CEST) | Consultation closed — draft |
| Consultation on the draft ITS on the format for reporting suspicions and providing transaction records ↗ AMLA Opening date 2 July 2026 Deadline 20 September 2026, 23:59 (CEST) | Consultation closed — draft |
| Consultation on the draft RTS on the assessment of the inherent and residual risk profile of obliged entities in the non-financial sector ↗ AMLA Opening date 13 July 2026 Deadline 27 September 2026, 23:59 (CEST) | Consultation closed — draft |
| Consultation on the draft RTS on cross-border information exchange between Financial Intelligence Units ↗ AMLA Opening date 6 July 2026 Deadline 6 October 2026, 23:59 (CEST) | Consultation closed — draft |
| Consultation via a public hearing on the draft RTS for establishing a central AML/CFT database ↗ AMLA Opening date 7 October 2026 Deadline 3 November 2026, 16:00 (CET) | Consultation open — draft |
| Draft Regulatory Technical Standards on cross-border information exchange between Financial Intelligence Units ↗ AMLA AMLD 31(3) | Consultation closed — draft |
| Regulatory Technical Standards on a central AML/CFT database ↗ AMLA AMLAR 11(6) Registration for public hearing open | Consultation open — draft |
| Draft RTS amending the regulatory technical standards laid down in Delegated Regulation (EU) 2018/1108 as regards the criteria for the appointment of central contact points for electronic money issuers and payment service providers and with rules on their functions. ↗ AMLA AMLD V Art. 45(9) To be adopted by the Commission and published in the OJEU | In force (OJ) |
| Draft Regulatory Technical Standards on criteria for identifying business relationships, occasional and linked transactions and lower thresholds ↗ AMLA AMLR 19(9) | Final report — draft |
| Draft Regulatory Technical Standards on Customer Due Diligence ↗ AMLA AMLR 28(1) | Final report — draft |
| Draft Regulatory Technical Standards on group-wide minimum requirements and additional measures for subsidiaries and branches in third countries ↗ AMLA AMLR 16(4) and 17(3) | Final report — draft |
| Draft Regulatory Technical Standards on Home-Host Supervisory Cooperation ↗ AMLA AMLD 46(4) | Final report — draft |
| Trainers’ manual and its corresponding user’s manual for those who train lawyers on anti-money laundering (AML) and counter terrorist financing (CTF) rules at EU level ↗ COM Presented on 22 February 2022 | In force (OJ) |
| Package of legislative proposals to strengthen the EU’s anti-money laundering and countering the financing of terrorism (AML/CFT) rules ↗ COM Presented on 20 July 2021. Political agreement between the European Parliament and the Council on 18 January 2024. Publication in the Official Journal on 19 June 2024. Adoption by the Council on 30 May 2024. | In force (OJ) |
| Anti-Money Laundering and Terrorist Financing Directive IV (AMLD IV) - 2015/849/EU ↗ COM Entry into force on 25 June 2015. Subject to ongoing revision. | Applies until replaced |
| Anti-Money Laundering and Terrorist Financing Directive V (AMLD V) - 2018/843/EU ↗ COM Entry into force on 9 July 2018 | In force (OJ) |
| Guidelines on anti-money laundering and countering the financing of terrorism by the Joint Committee of the three European Supervisory Authorities (EBA, EIOPA and ESMA - ESAs) ↗ COM Publication on 26 June 2017 | In force (OJ) |
| Regulation on the Authority for Anti‑Money Laundering and Countering the Financing of Terrorism (AMLA) ↗ COM Political agreement reached between the European Parliament and the Council on 13 December 2023. Political agreement on the seat on 22 February 2024. Commission submitted assessments of applications to host AMLA on 10 January 2024. | In force (OJ) |
| Transfer of Funds Regulation (TFR) ↗ COM Publication in the Official Journal on 9 June 2023 | In force (OJ) |
| Guidelines on ML/TF risk factors ↗ EBA Final and awaiting translation into the EU official languages | Applies until replaced |
| Guidelines on CDD and the factors credit and financial institutions should consider when assessing the ML/TF risk associated with individual business relationships and occasional transactions (‘The ML/TF Risk Factors Guidelines’) ↗ AMLA AMLD V Art. 17; Art. 18(4) Guidelines amending Guidelines EBA/2021/02 | Applies until replaced |
| Draft RTS on a central database on AML/CFT in the EU. ↗ AMLA EBA Regulation Art. 9a(1) and 9a(3) Commission Delegated Regulation (EU) 2024/595 of 9 November 2023 | In force (OJ) |
| Draft joint RTS on the criteria for determining the circumstances in which the appointment of a central contact point pursuant to Article 45(9) of Directive (EU) 2015/849 is appropriate and the functions of the central contact point ↗ AMLA AMLD V Art. 45(9) Commission Delegated Regulation (EU) 2018/1108 of 7 May 2018 | In force (OJ) |
| Draft joint RTS on the measures credit institutions and financial institutions shall take to mitigate the risk of ML/TF where a third country’s law does not permit the application of group-wide policies and procedures. ↗ AMLA AMLD V Art. 45(6) Commission Delegated Regulation (EU) 2019/758 of 31 January 2019 supplementing Directive (EU) 2015/849 | In force (OJ) |
| Regulation establishing the Authority for Anti-Money Laundering and Countering the Financing of Terrorism (AMLA Regulation) - 2024/1620/EU ↗ COM Published in the Official Journal on 19 June 2024. | In force (OJ) |
| Anti-Money Laundering and Terrorist Financing Regulation (AMLR) - 2024/1624/EU ↗ COM Published in the Official Journal on 19 June 2024. Applies from 2027. | In force (OJ) |
| Anti-Money Laundering and Terrorist Financing Directive VI (AMLD VI) - 2024/1640/EU ↗ COM Published in the Official Journal on 19 June 2024. Applies from 2027. | In force (OJ) |
| Communication on strengthening the Union framework for prudential and anti-money laundering supervision ↗ COM 12 September 2018 | In force (OJ) |
| Opinion to the Financial Intelligence Analysis Unit of Malta, on the action necessary to comply with Union law ↗ COM Article 17(4) of Regulation (EU) No 1093/2010 8 November 2018 | In force (OJ) |
| Communication entitled ‘Towards better implementation of the EU's anti-money laundering and countering the financing of terrorism framework’ ↗ COM Adopted on 24 July 2019 | In force (OJ) |
| Action plan for a comprehensive Union policy on preventing money laundering and the financing of terrorism ↗ COM Adopted on 7 May 2020 | In force (OJ) |
| Report assessing whether Member States have duly identified and made subject to the obligations of Directive (EU) 2015/849 all trusts and similar legal arrangements governed under their laws ↗ COM Directive (EU) 2015/849 Adopted on 16 September 2020 | In force (OJ) |
| Staff working document on the use of public-private partnerships in the framework of preventing and fighting money laundering and terrorist financing ↗ COM Publication on 27 October 2022 | In force (OJ) |
| Study by the Council of Europe on the assessment of the concrete implementation and effective application of the 4th Anti-Money Laundering Directive in the European Union ↗ COM Publication on 22 March 2024 | In force (OJ) |
| Staff working document accompanying the report on the implementation of the 4th Anti-Money Laundering Directive ↗ COM Publication on 22 March 2024 | In force (OJ) |
| Report from the Commission to the European Parliament and the Council on the implementation of the 4th Anti-Money Laundering Directive ↗ COM Publication on 22 March 2024 | In force (OJ) |
| Joint Guidelines to prevent the abuse of fund transfers for ML/TF purposes ↗ EBA Final and translated into the EU official languages | Applies until replaced |
| Joint Committee Guidelines on cooperation and information exchange for AML/CFT supervision purposes ↗ EBA Final and translated into the EU official languages | Applies until replaced |
| Consultation on the draft ITS under Art. 15(3) AMLAR ↗ AMLA Art. 15(3) AMLAR Opening date 16 December 2025 Deadline 27 January 2026, 23:59 (CET) | Consultation open — draft |
| Guidelines on the use of Remote Customer Onboarding Solutions under Article 13(1) of Directive (EU) 2015/849. ↗ AMLA AMLD V Art. 13(1) | Applies until replaced |
| Draft Regulatory Technical Standards on pecuniary sanctions, administrative measures and periodic penalty payments. ↗ AMLA AMLD 53(10) Final report published | Final report — draft |
| Draft Regulatory Technical Standards on the assessment of the inherent and residual risk profile of obliged entities in the non-financial sector ↗ AMLA AMLD 40(2) | Consultation closed — draft |
| Transfer of Funds Regulation (TFR) - 2023/1113/EU ↗ COM Summary: Information accompanying transfers of funds and certain crypto assets | In force (OJ) |
| List of competent authorities under Article 48(1a) of the AMLD IV ↗ COM Article 48(1a) of the AMLD IV | In force (OJ) |
| Staff working document accompanying the report ↗ COM Publication date: 22 March 2024 | In force (OJ) |
| Report from the Commission to the European Parliament and the Council on the implementation of the 4 th Anti-Money Laundering Directive ↗ COM Publication date: 22 March 2024 | In force (OJ) |
| the anti-money laundering and countering the financing of terrorism (AML/CFT) rules package including the AMLA Regulation ↗ COM Publication in the Official Journal: 19 June 2024 | In force (OJ) |
| Guidelines on the use of remote customer onboarding solutions ↗ EBA AMLD V Art. 13(1) Final and translated into the EU official languages | Applies until replaced |
| Guidelines on the role of AML/CFT compliance officers ↗ EBA Final and translated into the EU official languages | Applies until replaced |
| Guidelines on risk based supervision ↗ EBA Final and translated into the EU official languages | Applies until replaced |
| Guidelines on cooperation and information exchange between prudential supervisors, AML/CFT supervisors and financial intelligence units ↗ EBA Final and translated into the EU official languages | Applies until replaced |
| Guidelines on policies and controls for the effective management of ML/TF risks when providing access to financial services (i.e. de-risking GL). ↗ AMLA EBA Regulation Art. 16 Final and translated into the EU official languages | Applies until replaced |
| Guidelines on information requirements in relation to transfers of funds and certain crypto-assets transfers under Regulation (EU) 2023/1113 (‘Travel Rule Guidelines’) ↗ AMLA TFR Art. 36; Art. 19a(2) of the AMLD V Final and translated into the EU official languages | Applies until replaced |
| Guidelines on internal policies, procedures and controls to ensure the implementation of Union and national restrictive measures. ↗ AMLA TFR Art. 23 Final and translated into the EU official languages | Applies until replaced |
| Commission Delegated Regulation (EU) 2024/595 of 9 November 2023 supplementing Regulation (EU) No 1093/2010 with regard to regulatory technical standards specifying the materiality of weaknesses, the type of information collected, the practical implementation of the information collection and the analysis and dissemination of the information contained in the anti-money laundering and counter terrorist financing (AML/CFT) central database referred to in Article 9a(2) of that Regulation. ↗ AMLA EBA Regulation Art. 9a(1) and 9a(3) Commission Delegated Regulation (EU) 2024/595 of 9 November 2023 | In force (OJ) |
| Commission Delegated Regulation (EU) 2018/1108 of 7 May 2018 supplementing Directive (EU) 2015/849 with regulatory technical standards on the criteria for the appointment of central contact points for electronic money issuers and payment service providers and with rules on their functions ↗ AMLA AMLD V Art. 45(9) Commission Delegated Regulation (EU) 2018/1108 of 7 May 2018 | In force (OJ) |
| Commission Delegated Regulation (EU) 2019/758 of 31 January 2019 supplementing Directive (EU) 2015/849 with regard to regulatory technical standards for the minimum action and the type of additional measures credit and financial institutions must take to mitigate money laundering and terrorist financing risk in certain third countries ↗ AMLA AMLD V Art. 45(6) Commission Delegated Regulation (EU) 2019/758 of 31 January 2019 | In force (OJ) |
| Executive summary of the impact assessment accompanying the legislative proposal for the Use of Financial Information Directive ↗ COM | In force (OJ) |
| Impact assessment accompanying the legislative proposal for the Use of Financial Information Directive ↗ COM | In force (OJ) |
| Original legislative proposal for the Use of Financial Information Directive ↗ COM | In force (OJ) |
| Commission opinion of 8 November 2018 addressed to the Financial Intelligence Analysis Unit of Malta, based on Article 17(4) of Regulation (EU) No 1093/2010, on the action necessary to comply with Union law ↗ COM Article 17(4) of Regulation (EU) No 1093/2010 8 November 2018 | In force (OJ) |
| Commission staff working document on the use of public-private partnerships in the framework of preventing and fighting money laundering and terrorist financing ↗ COM 27 October 2022 | In force (OJ) |
| Anti-money laundering and countering the financing of terrorism (AML/CFT) rules package including the AMLA Regulation ↗ COM Publication in the Official Journal on 19 June 2024 | In force (OJ) |
| supranational risk assessment report ↗ COM The Commission publishes every other year | In force (OJ) |
| Commission opinion of 8 November 2018 addressed to the Financial Intelligence Analysis Unit of Malta, on the action necessary to comply with Union law ↗ COM Article 17(4) of Regulation (EU) No 1093/2010 Publication date: 8 November 2018 | In force (OJ) |
| Communication ‘Towards better implementation of the EU's anti-money laundering and countering the financing of terrorism framework’ accompanied by 4 reports ↗ COM Publication date: 24 July 2019 | In force (OJ) |
| Trainers’ manual and user’s manual for those who train lawyers on anti-money laundering (AML) and counter terrorist financing (CTF) rules at EU level ↗ COM Publication date: 22 February 2022 | In force (OJ) |
| Report on the implementation of the 4th Anti-Money Laundering Directive ↗ COM Publication date: 22 March 2024 | In force (OJ) |
| Regulation (EU) 2018/1108 (RTS on criteria for central contact points for electronic money issuers and payment service providers) ↗ COM 4th Anti-Money Laundering Directive | In force (OJ) |
| Regulation (EU) 2019/758 (RTS on minimum action and additional measures in certain third countries) ↗ COM 4th Anti-Money Laundering Directive | In force (OJ) |
| Joint Guidelines to prevent transfers of funds can be abused for ML and TF ↗ EBA | Applies until replaced |
| JC Guidelines on cooperation and information exchange for AML/CFT supervision purposes ↗ EBA | Applies until replaced |
| Guidelines on preventing the abuse of funds and certain crypto-assets transfers for money laundering and terrorist financing purposes ↗ EBA | Applies until replaced |
| Order of the General Court (Tenth Chamber) of 10 September 2026. Alfio Cerami v Authority for Anti - Money Laundering and Countering the Financing of Terrorism. Case T-34/26. ↗ EU | In force (OJ) |
| Recommendations of the Financial Action Task Force (FATF) ↗ COM 2012 | In force (OJ) |
| 4 th Anti-Money Laundering Directive (Directive (EU) 2015/849) ↗ COM Entry into force on 25 June 2015 | In force (OJ) |
| 5 th Anti-Money Laundering Directive (Directive (EU) 2018/843) ↗ COM Entry into force on 9 July 2018 | In force (OJ) |
| Commission Decision (EU) 2026/2030 of 10 September 2026 on signing the agreements amending the Monetary Agreement between the European Union and the Principality of Andorra and the Monetary Agreement between the European Union and the Republic of San Marino ↗ EU OJ L, 2026/2030, 11.9.2026, ELI: http://data.europa.eu/eli/2026/2030/oj (BG, ES, CS, DA, DE, ET, EL, EN, FR, GA, HR, IT, LV, LT, HU, MT, NL, PL, PT, RO, SK, SL, FI, SV) OJ L, 2026/2030, 11.9.2026, ELI: http://data.europa.eu/eli/2026/2030/oj Date of entry into force unknown (pending notification) or not yet in force. | In force (OJ) |
| Use of Financial Information Directive - 2019/1153/EU ↗ COM Summary of the legislation: Using financial information for preventing, detecting, investigating and prosecuting criminal offences | In force (OJ) |
| Staff working document accompanying the report on the implementation of the 4 th Anti-Money Laundering Directive ↗ COM Publication on 22 March 2024 | In force (OJ) |
| Draft Implementing Technical Standards on the format for reporting suspicions and providing transaction records ↗ AMLA AMLR 69(3) | Consultation closed — draft |
| 4th Anti-Money Laundering Directive (Directive (EU) 2015/849) ↗ COM Entry into force on 25 June 2015 | Applies until replaced |
| 5th Anti-Money Laundering Directive (Directive (EU) 2018/843) ↗ COM Entry into force on 9 July 2018 | Applies until replaced |
| Opinion of 8 November 2018 addressed to the Financial Intelligence Analysis Unit of Malta, based on Article 17(4) of Regulation (EU) No 1093/2010, on the action necessary to comply with Union law ↗ COM Article 17(4) of Regulation (EU) No 1093/2010 8 November 2018 | Final report — draft |
| Information on administrative sanctions ↗ EBA Article 62 Directive (EU) 2015/849 (AMLD4) | Applies until replaced |
| Commission's assessments of the applications to host AMLA ↗ COM Submitted on 10 January 2024 | In force (OJ) |
| Use of Financial Information Directive ↗ COM | In force (OJ) |
| Anti-Money Laundering and Terrorist Financing Directive IV (AMLD IV) ↗ COM | In force (OJ) |
| Anti-Money Laundering and Terrorist Financing Directive V (AMLD V) ↗ COM | In force (OJ) |
| Anti-Money Laundering and Terrorist Financing Regulation (AMLR) ↗ COM | In force (OJ) |
| Anti-Money Laundering and Terrorist Financing Directive VI (AMLD VI) ↗ COM | In force (OJ) |
| Guidelines on anti-money laundering and countering the financing of terrorism ↗ COM Publication by the Joint Committee of the three European Supervisory Authorities (EBA, EIOPA and ESMA - ESAs) on 26 June 2017 | Final report — draft |
| Opinion addressed to the Financial Intelligence Analysis Unit of Malta, based on Article 17(4) of Regulation (EU) No 1093/2010, on the action necessary to comply with Union law ↗ COM Article 17(4) of Regulation (EU) No 1093/2010 Commission opinion of 8 November 2018 | Final report — draft |
| Use of Financial Information Directive - 2019/1153/EU Basic information Text of the Use of Financial Information Directive (2019/1153/EU) ↗ COM | In force (OJ) |
| Transfer of Funds Regulation (TFR) - 2023/1113/EU Basic information Text of the TFR (2023/1113/EU) ↗ COM | In force (OJ) |
| Anti-Money Laundering and Terrorist Financing Directive IV (AMLD IV) - 2015/849/EU Basic information Text of the AMLD IV (2015/849/EU) ↗ COM | Applies until replaced |
| Anti-Money Laundering and Terrorist Financing Directive V (AMLD V) - 2018/843/EU Basic information Text of the AMLD V (2018/843/EU) ↗ COM | Applies until replaced |
| Anti-Money Laundering and Terrorist Financing Regulation (AMLR) - 2024/1624/EU Basic information Text of the AMLR (2024/1624/EU) ↗ COM | In force (OJ) |
| Anti-Money Laundering and Terrorist Financing Directive VI (AMLD VI) - 2024/1640/EU Basic information Text of the AMLD VI (2024/1640/EU) ↗ COM | In force (OJ) |
| Legislation - AMLD IV Entry into force of the 4 th Anti-Money Laundering Directive (Directive (EU) 2015/849) ↗ COM 25 June 2015 | Applies until replaced |
| Guidelines - ESAs Publication of the final guidelines on anti-money laundering and countering the financing of terrorism by the Joint Committee of the three European Supervisory Authorities (EBA, EIOPA and ESMA - ESAs) ↗ COM 26 June 2017 | Final report — draft |
| Legislation - AMLD V Entry into force of the 5 th Anti-Money Laundering Directive (Directive (EU) 2018/843) ↗ COM 9 July 2018 | Applies until replaced |
| Communication - Anti-money laundering supervision Communication on strengthening the Union framework for prudential and anti-money laundering supervision ↗ COM 12 September 2018 | Final report — draft |
| Communication - Financial crime The European Commission adopted a Communication entitled ‘Towards better implementation of the EU's anti-money laundering and countering the financing of terrorism framework’ accompanied by 4 reports ↗ COM 24 July 2019 | Final report — draft |
| Action plan - Financial crime The European Commission adopted an action plan for a comprehensive Union policy on preventing money laundering and the financing of terrorism ↗ COM 7 May 2020 | In force (OJ) |
| Legislative proposal - Financial crime The European Commission presented an ambitious package of legislative proposals to strengthen the EU’s anti-money laundering and countering the financing of terrorism (AML/CFT) rules ↗ COM 20 July 2021 | Mandate — not yet drafted |
| Staff working document - Public-private partnerships Commission staff working document on the use of public-private partnerships in the framework of preventing and fighting money laundering and terrorist financing ↗ COM 27 October 2022 | Final report — draft |
| Legislation - Transfer of Funds Regulation Publication in the Official Journal of the Transfer of Funds Regulation (TFR) ↗ COM 9 June 2023 | In force (OJ) |
| Legislation - Anti-money laundering and countering the financing of terrorism in the EU Publication in the Official Journal of the the anti-money laundering and countering the financing of terrorism (AML/CFT) rules package including the AMLA Regulation ↗ COM 19 June 2024 | In force (OJ) |
| Delegated Regulations in relation to the following regulatory technical standards that have been developed by the European Supervisory Authorities (ESAs) Regulatory technical standards for the minimum action and the type of additional measures credit and financial institutions must take to mitigate money laundering and terrorist financing risk in certain third countries ↗ COM 4th Anti-Money Laundering Directive | In force (OJ) |
| AML legislative package ↗ COM | In force (OJ) |
| Staff working document accompanying the report from the Commission to the European Parliament and the Council on the implementation of the 4 th Anti-Money Laundering Directive ↗ COM Publication on 22 March 2024 | In force (OJ) |
| Directive (EU) 2019/1153 ↗ COM | In force (OJ) |
| Commission opinion addressed to the Financial Intelligence Analysis Unit of Malta, on the action necessary to comply with Union law ↗ COM Article 17(4) of Regulation (EU) No 1093/2010 Dated 8 November 2018 | In force (OJ) |
| AMLA Regulation ↗ COM Publication in the Official Journal on 19 June 2024 | In force (OJ) |
| public consultation on Action Plan on anti-money laundering ↗ COM Launched in parallel to the adoption of the action plan on 7 May 2020 | Consultation closed — draft |
| Commission's proposal to amend the Transfer of Funds Regulation (TFR) ↗ COM Political agreement reached by co-legislators on 29 June 2022 | Mandate — not yet drafted |
| call for applications to Member States for the selection of the seat of AMLA ↗ COM Launched on 28 September 2023. Deadline: 10 November 2023 | Consultation closed — draft |
| Commission's proposal to establish an EU Authority for Anti‑Money Laundering and Countering the Financing of Terrorism (AMLA) ↗ COM Political agreement between the European Parliament and the Council on 13 December 2023 | Mandate — not yet drafted |
| procedure to select the seat for AMLA ↗ COM Political agreement reached by co-legislators on 18 December 2023 | Mandate — not yet drafted |
| Delegated and implementing acts to the AMLD IV ↗ COM | In force (OJ) |
| Factsheet on the main changes of the 5th anti-money laundering Directive ↗ COM | In force (OJ) |
| Directive (EU) 2019/1153 on enhancing the use of financial information ↗ COM | In force (OJ) |
| AMLA Regulation (2024/1620/EU) ↗ COM Publication in the Official Journal on 19 June 2024 | In force (OJ) |
| Draft Regulatory Technical Standards on the risk assessment for the purpose of selecting credit institutions, financial institutions and groups of credit and financial institutions for direct supervision ↗ AMLA AMLAR 12(7) Final report published | Final report — draft |
| Draft Regulatory Technical Standards on the assessment of the inherent and residual risk profile of obliged entities ↗ AMLA AMLD 40(2) Final report published | Final report — draft |
| Draft Implementing Technical Standards on FIU-to-FIU exchanges ↗ AMLA AMLD 31(2) Final report published | Final report — draft |
| Draft Implementing Technical Standards on AMLA reporting to the EPPO ↗ AMLA AMLAR 41(2) Final report published | Final report — draft |
| Draft Implementing Technical Standards on FIU reporting to the EPPO ↗ AMLA AMLR 81(1) Final report published | Final report — draft |
| Draft Implementing Technical Standards on cooperation within the AML/CFT supervisory system for the purposes of direct supervision ↗ AMLA AMLAR 15(3) Final report published | Final report — draft |
| Regulatory technical standards on the criteria for the appointment of central contact points for electronic money issuers and payment service providers and with rules on their functions ↗ COM 4 th Anti-Money Laundering Directive | In force (OJ) |
| Regulatory technical standards for the minimum action and the type of additional measures credit and financial institutions must take to mitigate money laundering and terrorist financing risk in certain third countries ↗ COM 4 th Anti-Money Laundering Directive | In force (OJ) |
| Regulatory Technical Standards package on compliance of institutions and supervisors with their AML/CFT obligations ↗ EBA | Consultation open — draft |
| Regulatory Technical Standards on the implementation of group wide AML/CFT policies in third countries ↗ EBA | In force (OJ) |
| Guidelines on information requirements in relation to transfers of funds and certain crypto-assets transfers (‘Travel Rule Guidelines’) ↗ AMLA TFR Art. 36; Art. 19a(2) of the AMLD V | Applies until replaced |
| Regulatory Technical Standards on CCP to strengthen fight against financial crime ↗ EBA | Final report — draft |
| Regulatory Technical Standards on a central database on AML/CFT in the EU ↗ EBA | Final report — draft |
| Joint Regulatory Technical Standards on the implementation of group wide AML/CFT policies in third countries ↗ EBA | In force (OJ) |
| Joint guidelines on cooperation and information exchange for the purpose of Directive (EU) 2015/849 between competent authorities supervising credit and financial institutions (i.e., 'The AML/CFT Colleges Guidelines') ↗ AMLA EBA Regulation, ESMA Regulation, EIOPA Regulation, Art. 16 & Art. 56, first subparagraph | Applies until replaced |
| Guidelines on the characteristics of a risk-based approach to AML/CFT supervision, and the steps to be taken when conducting supervision on a risk-sensitive basis (i.e., risk based supervision GL) ↗ AMLA AMLD V Art. 48(10) | Applies until replaced |
| Guidelines on policies and procedures in relation to compliance management and the role and responsibilities of the AML/CFT Compliance Officer ↗ AMLA AMLD V Art. 8; Chapter VI | Applies until replaced |
| Guidelines amending Guidelines EBA/2021/02 on CDD diligence and the factors credit and financial institutions should consider when assessing the money laundering and terrorist financing risk associated with individual business relationships and occasional transactions (‘The ML/TF Risk Factors Guidelines’) under Articles 17 and 18(4) of Directive (EU) 2015/849 ↗ AMLA AMLD V Art. 17; Art. 18(4) | Applies until replaced |
| Draft Guidelines on business-wide risk assessment ↗ AMLA AMLR 10(4) | Consultation closed — draft |
| Draft Guidelines on ongoing monitoring of business relationships ↗ AMLA AMLR 26(5) | Consultation closed — draft |